Hello everyone, this is Ivan. I will not tell you who I am for a long time, I think you are not very interested. As a bonus, I'll tell you how Tinder can help you with money transfers.

Editor’s note: The HackerNoon editorial team has only verified the story for grammatical accuracy and does not condone/condemn any of the claims contained herein. Use this bot at your own risk. #DYOR

Problem

From time to time, I have to transfer money abroad, and I do it with the help of crypto, namely P2P purchase and P2P sale. This way, the rate is better, and there are no restrictions. But to find the best offer, you have to:

1. monitor several exchanges with a p2p section
2. On each, indicate the amount and methods by which you can buy/sell.
3. have a verified account on each
4. the exchange should not have a 24-hour freeze on funds after receiving, so that you can immediately carry out 2 selected transactions and not lose the profit.

And all this has to be done for a regular money transfer.

Solution

I wrote a bot in Telegram that parses P2P sections of most popular crypto exchanges. You specify the amount you want to transfer, set the methods you can use to buy crypto, and the methods for receiving funds for selling it, and the bot finds the most profitable pairs - where to buy and where to sell. The described functionality solves the first 2 points of the problem.

"But how about just transferring money to a card and having everything done for you?"

After specifying all the data necessary for the transaction, the message with the selection of pairs will have a "Make transfer" button and by clicking it, you will receive the following message (depending on whether the username is specified or not):

1. At this stage, the bot works in manual mode. The developer of the bot @ma66is will contact you soon to make a translation along the path you have chosen for you! We apologize for the inconvenience!

2. At this stage, the bot works in manual mode. Your username is not listed in your profile. Send any sticker to the developer of this bot u/ma66is so that it appears in your chat list and send him the message you have chosen for transfer. Then he will do everything for you! We apologize for the inconvenience!

At the initial stage, I am really going to do all the transfers manually (and also custdeving :) ), since writing the processing for creating orders for sale and purchase on each exchange will take time. It is still worth finding out whether users need it or not, so that in case of lack of interest in this feature, time is not wasted. By adding working capital, I will close the last 2 points of the problem: while the funds of your transfer are being unfrozen, I will withdraw part of the funds that have already been lying around, and when your funds become available, I will return those taken from circulation.

Will someone really transfer money by card number to a stranger in Telegram?

Until the service is promoted and does not have a strong reputation, I hardly believe that someone will trust me with their money. But as soon as the bot gains popularity as a simple table with the best offers (fortunately, Telegram shows how many people use the bot for everyone), I think people will start appearing who are ready to make a transfer by card number (most P2P transactions happen this way). Those who have ever made such transfers understand how decisive the last, 4th point of the problem is. And it is really convenient: instead of fiddling with two orders on two different exchanges, you just transferred money to the card through your mobile bank.

Tinder

Tinder? When you start the bot, you will see 2 buttons: one is "Transfer", which will send you along the path described above, and the second is "Tinder". The thing is that I have already tried to solve the problem of transferring money to places where it is not allowed by creating a tinder to find people in the receiving country and make transfers within countries during a personal meeting. But due to the insufficient number of users, the service did not gain popularity. Perhaps this article will give it a second life. The mechanics of "Money Tinder" are described in more detail in the bot itself.

Bot: t.me/fe1p_bot

My twitter, where I'm going to talk about my projects and more: x.com/ma55is

If you have suggestions, ideas or just want to chat, you can write to me directly or discuss in the comments.